Provided as a short-term funding arrangement for a company’s working capital or for individual private investment. It is a loan arrangement that allows a customer to draw, repay and redraw, via a current account, up to the approved limit at any time without any further notice to the Bank.

Provided as a means for acquisition of assets e.g. landed property, plant, machinery and for projects financing.  Granted by the Bank for a fixed period. Amount borrowed is for a specific period and is repayable by fixed installments e.g. monthly basis over the loan period. Amount repaid cannot be reused.