March 14, 2019


Activate your Card Now!

The First Visa Celebrity Card in South-East Asia

AYA Bank has brought to you the Very First Visa Celebrity Card in South-East Asia.

AYA Visa Sai Sai Card is a prepaid card for you to simply top up and use. It allows cardholders to pay for purchases online, in stores local and overseas at over 36 million places where Visa card is accepted. Cardholders can also withdraw cash at any local and overseas ATMs where Visa card is accepted.

One Card – Four Currencies

You can top up your card in four currencies (MMK, USD, SGD, EURO) and the default currency is Myanmar Kyats (MMK). For local usage, you must top up your card in MMK and for overseas usage, you have an option to top up your card in respective currencies (MMK, USD, EURO, SGD). (This feature is only applicable to new card issuing in 2019)

Tap & Pay with Visa Paywave

To make quick Payment, Simply tap and go. Visa Paywave is the latest in secure, contactless technology. It will help you spend less time at the cash counter for the purchases of below US $100 and 70,000 and no pin, no signature is required.

Your security is our priority

Get an extra layer of security when you use your World Travel card online. AYA provides added protection to internet purchases by allowing you to use a password to authenticate payments. This ensures that only the genuine cardholder is making the purchase, giving greater peace of mind.

Micro Chip Technology
All AYA prepaid cards are now issued with chip technology that provides stronger security when used at terminals or ATMs that are chip-enabled.

Easy and Simple
Easy to use and reloadable, AYA Bank Visa prepaid card go wherever you do. No bank account needed.

Worldwide Acceptance
Use AYA Visa Prepaid for your world travel at over 36 million places where visa card is accepted – at hotels, restaurants, entertainment venues, ATMs and more. Eliminate the hassle of carrying cash for world travel and online payments as your AYA Visa Prepaid card is accepted worldwide. (Charges may apply for using your card abroad.)

Unmatched flexibility
The smart and safe alternative to carrying cash- it’s a world travel card that you can preload with up to four currencies (MMK, USD, Euro, SGD)- all at once.

Managing your money
With your Visa Prepaid card, you can access your money 24/7 through many ATMs worldwide to withdraw local currency from or to check your balance, anywhere you see the Visa acceptance mark. (Charges may apply for each cash withdrawal)

Exclusive Privileges

Shop around the world with AYA Visa Sai Sai Card and

  • Get deals and discounts where Visa is accepted
  • Get special offers and promotions from AYA Partner Merchants
  • Get exclusive benefits from Sai Sai
  • Myanmar citizens and foreigners (PR of Myanmar) over the age of 16 can apply for AYA Visa Sai Sai Prepaid Card.
  • Please visit your nearest AYA branch to apply.
  • To apply for AYA Visa Sai Sai prepaid Card, simply fill in your application form along with your copy of NRC or Passport or driven license.
Fees Charges
Card Reissue Fee 5,000 MMK
Annual FeeNIL
Minimum Reload Amount10,000 MMK
10 USD
10 SGD

Maximum Card Balance15,000,000 MMK
8,000 EURO
10,000 USD
13,000 SGD
Minimum Card Balance

1,000 MMK
ATM Withdrawal LimitMMK - 1,000,000 MMK per day
USD – 750 USD per day
SGD – 1,000 SGD per day
EURO – 700 EUR per day
Others - Amount equivalent to 1,00,000 MMK per day
ATM Withdrawal Fees
USD – 3 USD + Overseas bank charges per transaction
SGD – 5 SGD + Overseas bank charges per transaction
EURO – 4 EURO + Overseas bank charges per transaction
Others – 6,500 MMK + Overseas bank charges per transaction
ATM Withdrawal Fees
Free at any ATMs in Myanmar
Cross Currency Fee/ Mark-up Fee3%
Card Termination Fee5,000 MMK
PIN Reset/Reissue Fee1,000 MMK
Balance Inquiry FeeFree
Card Validity5 years
Transaction LimitNIL
POS Payment FeeNIL

Getting Started with AYA Visa Sai Sai Prepaid Card

Get a cardActivate your cardTop upUseReload
You can apply for AYA Visa Sai Sai Prepaid Card at any AYA bank branches.
Visit nearest AYA Branches to activate your card. Or scan the QR code from the Card Envelop which link to AYA Bank website, fill in your requested information and self - activate the card.
Load money into your card account at any AYA Branches
Make purchases everywhere Visa is accepted and for online payments.

Add funds to your card the same way you loaded it, whenever you run out.

Statement Inquiry

You can request your card statement at the nearest branches or simply send email to support.card@ayabank.com by providing cardholder’s name, NRC and Card Number.

Balance Inquiry

You can check your balance in MMK (MMK Wallet) at the nearest ATM where Visa is accepted.

Card Block and Termination

You can Block your card by calling to our customer service (01) 2317777 or visit to the nearest AYA Bank Branch when your card gets lost or stolen.

AYA X Sai Sai Package Promo

30.3.2019 – 10.4.2019

  • AYA Visa Sai Sai Prepaid Card
  • Sai Sai Birthday Show Ticket
  • Sai Store AYA Gift Voucher

Sai Store Gift Voucher can be used purchasing Sai Sai Merchandise items at

  • Myanmar Plaza Public Launch (30.3.2019)
  • Sai Sai Birthday Show Thuwunnabhumi Event Park (10.4.2019)

Sai Store AYA Gift Voucher (Terms & Conditions)

  • Not exchangeable for cash or for credit.
  • Valid for only use to purchase Sai Sai Merchandise items at Myanmar Plaza Public Launch and Sai Sai Birthday show.
  • Only one gift voucher can be redeemed for each purchase.
  • Valid till 11.4.2019
  • AYA bank solely reserves the right to make decision if any disruption or dispute occurs.