JCB Debit Card

January 24, 2018

JCB Debit Card

JCB is an international payment brand from Japan. You can use your AYA UNIVERSAL Debit Card (MPU-JCB Co-Brand) in more than 190 countries including Myanmar.

AYA UNIVERSAL Debit Card (MPU-JCB Co-Brand) withdraw transaction funds directly from your savings account at the point of use. Using your AYA UNIVERSAL Debit Card (MPU-JCB Co-Brand), you can make your purchases in stores, restaurants, service providers, and online services from around the world which accept either MPU or JCB payment method.


Benefits  of AYA JCB Debit Card

  • Cashless
  • Global Acceptance
  • Enjoy Membership Exclusives
  • 24/7 Access to your AYA Savings

The applicant must be Myanmar citizen who is over 18 years old.

To apply AYA JCB Debit Card, Simply fill in the application form along with your copy of NRC or Passport at the nearest branches.

Fees and Charges
Annual FeesNil
Card Fees3,000 MMK
Initial Deposit1,000 MMK
Minimum Balance1,000 MMK
Card Lost /Damage /Reissue Fees3,000 MMK
Card Early Termination / Cancellation FeesFree
Cash Withdraw Transactions Fees :
Cash Withdraw Transactions Fees
(Domestic - AYA ATM)
Cash Withdraw Transactions Fees
(Domestic - Other Bank ATM)
Other Bank Charges (Per Transaction)
Cash Withdraw Transactions Fees
Oversea Bank Charges (Per Transaction)
PIN Reissue Fee1,000 MMK
International Transaction FeesFees 25% ~ 50%
(Note * Fees are subject to change without prior notice)
Other FeesService Charges/ Fees will be inclusive based on the transaction types including refunds and reversal transactions.
Balance InquiryFree
Fund Transfer Fee300 MMK Per Transaction

Note: Cross currency mark-up fees will be applied for foreign transactions

Card Validity5 years
Cash DepositAYA Bank Branches
Card ActivationAYA Bank Branches
ATM Withdrawal LimitDomestic Transaction - 1,000,000 MMK Per day
International Transaction - Amount Equivalent to 1,000,000 MMK Per day
Fund TransferDomestic Transaction - 1,000,000 MMK Per day
POS Withdrawal LimitDomestic Transaction - 5,000,000 MMK Per day
International Transaction - Up To Avaliable Amount
Transaction LimitN/A

You can access your account and monitor all your transactions and payment of home and abroad by AYA i-Banking/m-Banking.

You may apply AYA i-Banking/m-Banking to link with your account if you do not have one.