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UnionPay International (UnionPay) is a subsidiary of China UnionPay which has enabled card acceptance in 178 countries including Myanmar.
AYA UNIVERSAL Debit Card (MPU-UnionPay Co-Brand) is your ideal choice, when you use at home and abroad. Using your AYA UNIVERSAL Debit Card (MPU-UnionPay Co-Brand), you can make your purchases in stores, restaurants, service providers, and online services from around the world which accept either MPU or UnionPay payment method.
Benefits of AYA UnionPay Debit Card
- Cashless
- Global Acceptance
- Enjoy Membership Exclusives
- 24/7 Access to your AYA Savings
Eligibility
The applicant must be Myanmar citizen who is over 18 years old.
Application
To apply AYA UnionPay Debit Card, Simply fill in the application form along with your copy of NRC or Passport at the nearest branches.
| Fees and Charges | |
|---|---|
| Annual Fees | Nil |
| Card Fees | 3,000 MMK |
| Initial Deposit | 1,000 MMK |
| Minimum Balance | 1,000 MMK |
| Card Lost /Damage / Reissue Fees | 3,000 MMK |
| Card Early Termination / Cancellation Fee | Free |
| Cash Withdraw Transactions Fees : | |
| Cash Withdraw Transactions Fees (Domestic - AYA ATM) | Free |
| Cash Withdraw Transactions Fees (Domestic - Other Bank ATM) | Other Bank Charges (Per Transaction) |
| Cash Withdraw Transactions Fees (International) | Oversea Bank Charges (Per Transaction) |
| PIN Reissue Fee | 1,000 MMK |
| International Transaction Fees | Fees 25% ~ 50% (Note * Fees are subject to change without prior notice) |
| Other Fees | Service Charges/ Fees will be inclusive based on the transaction types including refunds and reversal transactions. |
| Balance Inquiry | Free |
| Fund Transfer Fee | 300 MMK Per Transaction |
Note: Cross currency mark-up fees will be applied for foreign transactions
| Features | |
|---|---|
| Card Validity | 5 years |
| Currency | MMK |
| Cash Deposit | AYA Bank Branches |
| Card Activation | AYA Bank Branches |
| ATM Withdrawal Limit | Domestic Transaction - 1,000,000 MMK Per day International Transaction - Amount Equivalent to 1,000,000 MMK Per day |
| Fund Transfer | Domestic Transaction - 1,000,000 MMK Per day |
| POS Withdrawal Limit | Domestic Transaction - 5,000,000 MMK Per day International Transaction - Up To Avaliable Amount |
| Transaction Limit | N/A |
You can access your account and monitor all your transactions and payment of home and abroad by AYA i-Banking/m-Banking.
You may apply AYA i-Banking/m-Banking to link with your account if you do not have one.