UnionPay Debit Card

January 26, 2018

UnionPay Debit Card

UnionPay International (UnionPay) is a subsidiary of China UnionPay which has enabled card acceptance in 178 countries including Myanmar.

AYA UNIVERSAL Debit Card (MPU-UnionPay Co-Brand) is your ideal choice, when you use at home and abroad. Using your AYA UNIVERSAL Debit Card (MPU-UnionPay Co-Brand), you can make your purchases in stores, restaurants, service providers, and online services from around the world which accept either MPU or UnionPay payment method.


Benefits  of AYA UnionPay Debit Card

  • Cashless
  • Global Acceptance
  • Enjoy Membership Exclusives
  • 24/7 Access to your AYA Savings

The applicant must be Myanmar citizen who is over 18 years old.

To apply AYA UnionPay Debit Card, Simply fill in the application form along with your copy of NRC or Passport at the nearest branches.

Fees and Charges
Annual FeesNil
Card Fees3,000 MMK
Initial Deposit1,000 MMK
Minimum Balance1,000 MMK
Card Lost /Damage / Reissue Fees3,000 MMK
Card Early Termination / Cancellation FeeFree
Cash Withdraw Transactions Fees :
Cash Withdraw Transactions Fees
(Domestic - AYA ATM)
Cash Withdraw Transactions Fees
(Domestic - Other Bank ATM)
Other Bank Charges (Per Transaction)
Cash Withdraw Transactions Fees
Oversea Bank Charges (Per Transaction)
PIN Reissue Fee1,000 MMK
International Transaction FeesFees 25% ~ 50%
(Note * Fees are subject to change without prior notice)
Other FeesService Charges/ Fees will be inclusive based on the transaction types including refunds and reversal transactions.
Balance InquiryFree
Fund Transfer Fee300 MMK Per Transaction

Note: Cross currency mark-up fees will be applied for foreign transactions

Card Validity5 years
Cash DepositAYA Bank Branches
Card ActivationAYA Bank Branches
ATM Withdrawal LimitDomestic Transaction - 1,000,000 MMK Per day
International Transaction - Amount Equivalent to 1,000,000 MMK Per day
Fund TransferDomestic Transaction - 1,000,000 MMK Per day
POS Withdrawal LimitDomestic Transaction - 5,000,000 MMK Per day
International Transaction - Up To Avaliable Amount
Transaction LimitN/A

You can access your account and monitor all your transactions and payment of home and abroad by AYA i-Banking/m-Banking.

You may apply AYA i-Banking/m-Banking to link with your account if you do not have one.