UPI Debit Card

January 26, 2018

UPI Debit Card

UnionPay International (UPI) is a subsidiary of China UnionPay which has enabled card acceptance in 178 countries including Myanmar.

AYA UNIVERSAL Debit Card (MPU-UPI Co-Brand) is your ideal choice, when you use at home and abroad. Using your AYA UNIVERSAL Debit Card (MPU-UPI Co-Brand), you can make your purchases in stores, restaurants, service providers, and online services from around the world which accept either MPU or UPI payment method.

UPI-modify

Benefits  of AYA UPI Debit Card

  • Cashless
  • Global Acceptance
  • Enjoy Membership Exclusives
  • 24/7 Access to your AYA Savings

Eligibility
The applicant must be Myanmar citizen who is over 18 years old.

Application
To apply AYA UPI Debit Card, Simply fill in the application form along with your copy of NRC or Passport at the nearest branches.

Fees and Charges
Card FeesFree (When apply new account opening)
Annual FeesFree
Initial Deposit1,000 MMK
Minimum Balance1,000 MMK
Card Lost/Damage Fees3,000 MMK
Card Early Termination / Cancellation FeeFree
PIN Reissue Fee1,000 MMK
POS Transactions FeesFree
Online Transaction FeesFree
Cash Withdraw Transactions Fees
(Domestic - AYA ATM)
Free
Cash Withdraw Transactions Fees
(Domestic - Other Bank ATM)
0.5% MPU Interchange Fee (Per Transaction)
Cash Withdraw Transactions Fees
(International)
Oversea Bank Charges (Per Transaction)
Balance InquiryFree
Fund Transfer Fee300 MMK (Per Transaction)

Note: 3% mark-up is applicable for cross currency transactions.

Features
Card Validity5 years
CurrencyMMK
Cash DepositAYA Bank Branches
Card ActivationAYA Bank Branches
ATM Withdrawal LimitDomestic Transaction - 1,000,000 MMK Per day
International Transaction - Amount Equivalent to 1,000,000 MMK Per day
Fund TransferDomestic Transaction - 1,000,000 MMK Per day
POS Withdrawal LimitDomestic Transaction - 5,000,000 MMK Per day
International Transaction - Up To Avaliable Amount
Transaction LimitN/A

You can access your account and monitor all your transactions and payment of home and abroad by AYA i-Banking/m-Banking.

You may apply AYA i-Banking/m-Banking to link with your account if you do not have one.