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HOME ABOUT AYA SUSTAINABILITY CORPORATE SOCIAL RESPONSIBILITY
AYA Bank views Corporate Social Responsibility (CSR) as a fundamental element of our corporate strategies, embodying our dedication to serving society in the best possible manner. We recognize our responsibility towards stakeholders and the public, and we strive to make a meaningful impact by operating in ways that benefit society and the environment.
Being mindful of our actions, we acknowledge the extensive influence we have on various aspects of society, encompassing economic, social, and environmental dimensions.
In pursuit of achievable and positive long-term goals for our people and the wider community, we have categorized AYA Bank's Corporate Social Responsibility into five key areas:
Healthy Lifestyle
We advocate for and actively promote initiatives that contribute to a healthy lifestyle, supporting the well-being of individuals and communities.
Gender Equality
We are committed to fostering gender equality and ensuring an inclusive and diverse environment within the bank and the communities we serve.
Corporate
Digital Responsibility
Recognizing the significance of the digital age, we embrace responsible digital practices and promote digital literacy to benefit society.
Financial Inclusion
We strive to enhance financial inclusion, empowering individuals, and businesses to access financial services and opportunities.
Community Engagement
We actively engage with communities, investing time and resources to address their specific needs and contribute positively to their development.
By upholding these principles of Corporate Social Responsibility, AYA Bank aims to play a constructive role in creating a better and more sustainable future for all.
Our CSR Approach to Healthy Lifestyle - Health, Happiness, and Harmony
At the core of our success lies the well-being of our people, who serve as the foundation of our achievements. As part of our Corporate Social Responsibility (CSR) commitment, we strive to create and foster a healthy living environment for both our employees and the broader community, aiming to maximize the benefits of good health.
We firmly believe that cultivating healthy habits can significantly enhance mood, creativity, and productivity. Thus, we actively encourage our employees and the community to adopt and maintain healthy and active lifestyles, reaping the long-term advantages that contribute to overall well-being.
Our approach to promoting well-being encompasses various aspects:
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Emotional Well-Being: We prioritize the emotional well-being of our employees by fostering practices that promote stress management, relaxation techniques, resilience, self-love, and the cultivation of positive emotions. |
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Physical Well-Being: We are dedicated to improving the physical well-being of our workforce and the community through the promotion of healthy living habits and regular exercise. |
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Workplace Well-Being: We go above and beyond to create a work environment that aligns with the interests, values, and life purpose of our employees, ensuring a sense of meaning, happiness, and professional enrichment. |
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Social Well-Being: We place great emphasis on fostering effective communication, meaningful relationships, and strong support networks to combat loneliness and nurture social well-being. |
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Societal Well-Being: We actively engage with the community to contribute to its growth and prosperity, promoting a thriving culture and environment. |
Through these comprehensive efforts, we aim to build overall well-being that encompasses the harmonious functioning of emotions, body, social networks, life purpose, and community, ultimately creating a healthier, happier, and more vibrant society for everyone involved.
Corporate Digital Responsibility - Fostering Responsible Digital Transformation
In the era of digitalization, which has revolutionized the way we produce, work, and cooperate, banking institutions like ours must actively contribute to the development of new values and innovative digital solutions to meet the evolving needs of people in the virtual age.
As part of AYA Bank's digital transformation journey, we have embraced both digitalization and digitization processes, integrating cutting-edge technologies throughout the Bank's operations to drive fundamental change. This transformation aims to enhance efficiency, increase business agility, and create new value propositions for our employees, customers, and shareholders. Our corporate social responsibility approach, aligned with our digital transformation, paves the way for new and improved solutions that elevate customer experiences, foster employee innovation, and keep us ahead of the curve.
In this digitally interconnected society, Corporate Digital Responsibility and Digital Ethics are integral concepts guiding our responsible digitization practices. We uphold a set of practices and behaviors that ensure the integrity of our banking business while using data and digital technologies in socially, economically, and environmentally responsible ways.
Our guiding principles are as follows:
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Digital Ethics: While we recognize the advantages of using personal data for innovation in banking services, product development, and marketing, we are steadfast in protecting consumer data, building trust, and advancing our banking business responsibly. |
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Digital Stewardship: We take personal data stewardship seriously and align our practices with the expectations of our customers. Our approach to information management is proactive and sustainable. |
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Digital Transparency: We prioritize transparency in our use and storage of personal data, ensuring customers have a clear understanding of how their data is utilized. |
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Data Empowerment: We empower our customers by granting them greater control over their data. Through data analytics, we assist customers in making well-informed decisions. |
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Digital Literacy: We actively educate and support individuals, societies, and communities in using digital banking applications safely and securely. |
As we continue this transformative digital journey, AYA Bank remains committed to leveraging technology responsibly and ethically, delivering meaningful and positive impacts for all our stakeholders.
Accelerating Financial Inclusion - Empowering Access to Financial Services
Financial Inclusion is a vital aspect of achieving national economic and social development, as it ensures universal access to a diverse range of financial services at affordable costs. At our core, as a responsible corporate entity, we recognize the significance of extending financial services to those who remain underserved, partnering with financial institutions to make accessible and affordable solutions available to all.
The recent Covid-19 crisis has underscored the urgency to further embrace digital innovations in promoting financial inclusion. Our ongoing efforts focus on deploying cost-effective digital channels to cater to the financially excluded and underserved populations, tailoring services to their specific needs. The advent of mobile banking services has played a transformative role in propelling financial inclusion in Myanmar, facilitating payments and savings through mobile phones, creating substantial progress in this endeavor.
As we embark on our journey towards sustainable growth, we understand the pivotal role financial institutions play in advancing financial inclusion. We aim to take a more direct, personalized, and socially responsible approach to enhance our fundamental role in the following ways:
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Accelerating Digital Payments: We actively promote and facilitate digital payment systems to enable seamless and secure transactions, bridging the gap for those previously excluded from the financial ecosystem. |
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Supporting Government Initiatives for MSME Credit: We wholeheartedly support the government's efforts to increase credit supply to Micro, Small, and Medium Enterprises (MSMEs), playing a pivotal role in fostering their growth and contribution to the economy. |
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Leveraging Cash Electronic Interfaces: We harness the potential of cash electronic interfaces such as Point of Sale (POS) terminals, ATMs, and mobile cash-in cash-out agents to provide convenient access to financial services, particularly for individuals residing in remote areas. |
By prioritizing financial inclusion and embracing digital advancements, we aim to empower individuals and communities with enhanced access to financial services, thus driving sustainable development and commendable outcomes for our country as a whole.
Recent Update
Reaffirming its long-standing commitment to the sustainable development and advancement of Myanmar football, AYA Bank has extended its partnership with the Myanmar Football Federation (MFF) for the 16 th consecutive year. As part of this continued partnership, AYA Bank has contributed MMK 3 billion (30,000 lakh) this year, reaffirming its role as the Main Sponsor and Official Banking Partner of the MFF.
The sponsorship agreement signing ceremony, supporting the activities of Myanmar’s national football teams and the development of football across the country, was held on 17th September 2026 at afternoon 1PM at the Pathein Room, Novotel Yangon Max Hotel, Yangon. Representing AYA Bank, Chief Executive Officer Daw Thazin Aung and Deputy Chief Executive Officer, Digital Banking, U Myat Min Htin Kyaw attended the ceremony and signed the sponsorship agreement. During the ceremony, Myanmar Football Federation President U Zaw Zaw delivered the welcome remarks and expressed his appreciation to the partner organizations supporting Myanmar football. Myanmar has many promising young footballers with the potential to compete at the international level. Realizing that potential requires quality facilities, financial support, experienced coaches, effective scouting systems, and opportunities to compete in high-level domestic and international competitions. Every goal requires opportunity, the right environment, and consistent support to become a reality.
AYA Bank and AYA Pay are proud to stand alongside Max Myanmar Construction, Novotel Yangon Max Hotel, Myanmar Oasis Manufacturing Co., Ltd. (Royal D), Zeya & Associates (Fresh), Myat Myittar Mon Co., Ltd. (MMTM), Mandalar Minn Express, Shwe Nadi App, Mercure Yangon Kabar Aye, YPPT, GGG Co., Ltd., MMHT, Loi Hein Co., Ltd., and Broadcasting Partner Forever Group (MRTV-4) in supporting the continued development of Myanmar football. Building on 16 years of continuous partnership, AYA Bank will continue to support Myanmar’s national teams in international competitions, preparations for the 2027 SEA Games, youth development programs, MFF men’s and women’s football academies, Regional Training Centers, and U-15 and U-14 boys’ and girls’ leagues, helping strengthen Myanmar football from the grassroots to the international stage.
For every goal achieved on the pitch, every ambition pursued by our players, and every goal pursued beyond the game, AYA stands with you, supporting every journey toward success.
As part of its ongoing commitment to environmental sustainability and community development, AYA Bank successfully organized its annual Monsoon Tree Planting Campaign at Pan Pyo Latt Philanthropic School (Monastery) in Bago Township on 17th July 2026.
Now in its fifth consecutive year, the initiative brought together U Myint Zaw, Vice Chairman of AYA Bank PCL, U Soe Htaik Aung, Chief Technology Officer, senior executives, and a dedicated team of 250 staff volunteers, reaffirming the Bank's commitment to creating a greener and more sustainable future.
Guided by AYA Bank's environmental tagline, "Heal the Planet, One Tree at a Time" participants planted more than 600 Acacia tree saplings at the designated planting site. During the event, the Principal Sayadaw shared an inspiring message with participants, saying, "Every tree planted is a step toward a healthier world." His words underscored the collective responsibility of individuals and organizations to protect the environment through meaningful and sustained action.
In addition to the tree-planting activity, AYA Bank extended its support to the local community by providing lunch for more than 100 children at Pan Pyo Latt Philanthropic School. The Bank also presented a cash donation to the Principal Sayadaw to support community initiatives.
AYA Bank believes that sustainable development is achieved through collective action and long-term commitment. By combining environmental stewardship with community support, the Bank continues to create lasting positive impact while encouraging employees and stakeholders to take part in building a greener, healthier future for Myanmar. Through initiatives such as the AYA Bank Monsoon Tree Planting Campaign, AYA Bank remains dedicated to advancing its corporate social responsibility efforts, nurturing communities, protecting the environment, and living its promise to "Heal the Planet, One Tree at a Time."
AYA Bank is proud to announce its role as the Title Sponsor of the AYA Tri Nations Cup 2026, with AYA Pay joining as Main Sponsor, reaffirming AYA Bank’s long-standing commitment to the development of football in Myanmar.
The sponsorship was formalized through an official signing ceremony attended by Daw Jasmine Thazin Aung, Chief Executive Officer of AYA Bank, U Nay Lin Htut, Chief Business Officer of AYA Bank, U Htate Kun Naung Myint Wai, Vice President of the Myanmar Football Federation (MFF), and U Tun Tun Aung, General Secretary of MFF.
The AYA Tri Nations Cup 2026 will feature the national women’s teams of Myanmar, Thailand, and Uzbekistan. Competing in a round-robin format, each team will play two matches, with the team earning the highest number of points crowned champion. The tournament serves as a platform to promote sporting excellence, strengthen regional friendship, and celebrate the continued growth of women’s football.
As a longstanding supporter of Myanmar football, AYA Bank remains committed to advancing the sport at every level and creating opportunities for athletes to excel on the international stage. Through the AYA Tri Nations Cup 2026, AYA Bank proudly reinforces its belief in supporting every goal from athletic achievement and sporting excellence to the broader aspirations of communities across Myanmar.
The tournament also reflects AYA Bank’s commitment to women’s football development, building on its continued support for women’s football initiatives and the Myanmar Women’s National Team.
Through partnerships such as the AYA Tri Nations Cup 2026, AYA Bank remains dedicated to creating positive impact beyond banking and supporting initiatives that contribute to national development, community well-being, and the advancement of sport in Myanmar.
မြန်မာ့ဘောလုံးအားကစား ဖွံ့ဖြိုးတိုးတက်ရေးကို ရှေ့ဆောင်ပံ့ပိုးလျက် ဧရာဝတီဘဏ်မှ “AYA Tri Nations Cup 2026” ၏ Title Sponsor အဖြစ် ဂုဏ်ယူစွာ ပါဝင်
မြန်မာနိုင်ငံဘောလုံးအဖွဲ့ချုပ် (MFF) နှင့် AYA Bank တို့ ပူးပေါင်းစီစဉ်သည့် “AYA TRI NATIONS CUP 2026” Official Kick-Off Event နှင့် Title Sponsor၊ Main Sponsor စာချုပ် လက်မှတ်ရေးထိုးခြင်း အခမ်းအနားကို မေလ (၃၀) ရက်နေ့က သုဝဏ္ဏ ဘောလုံးကွင်း၌ အသင်းသားများ၊ တာဝန်ရှိသူများနဲ့ အတူအောင်မြင်စွာ ကျင်းပခဲ့ပါသည်။
အခမ်းအနားမှာ Title Sponsor ဖြစ်သည့် ဧရာဝတီဘဏ်၏ Chief Executive Officer ဖြစ်သူ ဒေါ် Jasmine သဇင်အောင်က ပြိုင်ပွဲဖြစ်မြောက်ရေးအတွက် ပါဝင်ပူပေါင်းခဲ့ခြင်း ရည်ရွယ်ချက်နှင့် တဖက်တလှမ်းမှ ပံ့ပိုးကူညီရန် အခွင့်အလမ်းရရှိခြင်းအတွက် ကျေးဇူးအထူးတင်ရှိကြောင်း ရှင်းလင်းပြောကြားခဲ့ပြီး၊ မြန်မာနိုင်ငံဘောလုံးအဖွဲ့ချုပ် (Myanmar Football Federation – MFF)မှ အထွေထွေအတွင်းရေးမှူး ဦးထွန်းထွန်းအောင်က ကျေးဇူးတင်စကား ပြန်လည်ပြောကြားခဲ့ပါသည်။
ဧရာဝတီဘဏ်မှ Title Sponsor အဖြစ်လည်းကောင်း၊ AYA Pay မှ Main Sponsor အဖြစ်လည်းကောင်း ပါဝင်ပံ့ပိုးထားသည့် သဘောတူစာချုပ်ကို ဧရာဝတီဘဏ်မှ Chief Executive Officer ဒေါ် Jasmine သဇင်အောင် နှင့် ဦးနေလင်းထွဋ် (Chief Business Officer)၊ မြန်မာနိုင်ငံဘောလုံးအဖွဲ့ချုပ်မှ ဒုတိယဥက္ကဌ ဦးထိပ်ခွန်နောင်မြင့်ဝေနှင့် အထွေထွေ အတွင်းရေးမှူး ဦးထွန်းထွန်းအောင် တို့ အပြန်အလှန် စာချုပ်ချုပ်ဆိုကာ လက်မှတ်ရေးထိုးခဲ့ကြပါသည်။
ယခုပြိုင်ပွဲကြီးတွင် ပါဝင်ယှဉ်ပြိုင်ကြမည့် မြန်မာ၊ ဥဇဘက်ကစ္စတန်နှင့် ထိုင်းနိုင်ငံ လက်ရွေးစင်အသင်းများ၏ သုံးနိုင်ငံကြား အားကစားစိတ်ဓာတ်မှတစ်ဆင့် ပိုမိုခိုင်မာသော ဆက်ဆံရေးတည်ဆောက်နိုင်မည့် အခွင့်အလမ်းကောင်းတစ်ခုဖြစ်ပါသည်။ ပွဲစဉ်များကို ၂၀၂၆ တွင် ဇွန်လအတွင်း ကျင်းပမည်ဖြစ်ပြီး (၃) ရက်နေ့တွင် မြန်မာနှင့် ဥဇဘက်ကစ္စတန်၊ (၆) ရက်နေ့တွင် ထိုင်းနှင့် ဥဇဘက်ကစ္စတန်၊ (၉) ရက်နေ့တွင် မြန်မာနှင့် ထိုင်းနိုင်ငံ လက်ရွေးစင်အသင်းတို့ ယှဉ်ပြိုင်ကြမည် ဖြစ်ပါသည်။ မြန်မာ့အမျိုးသမီး ပရော်ဖက်ရှင်နယ် ဘောလုံးလက်ရွေးစင်အသင်း အပြည်ပြည်ဆိုင်ရာ ပြိုင်ပွဲစင်မြင့်ထက်သို့ လှမ်းတက်ပြီး အောင်မြင်မှုများဆွတ်ခူးနိုင်ရန် ဧရာဝတီဘဏ်အနေဖြင့် ရေရှည်အစဉ်တစိုက် အပြည့်အဝ ပံ့ပိုးကူညီပေးလျက်ရှိပါသည်။