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HOME ABOUT AYA SUSTAINABILITY CORPORATE SOCIAL RESPONSIBILITY
AYA Bank views Corporate Social Responsibility (CSR) as a fundamental element of our corporate strategies, embodying our dedication to serving society in the best possible manner. We recognize our responsibility towards stakeholders and the public, and we strive to make a meaningful impact by operating in ways that benefit society and the environment.
Being mindful of our actions, we acknowledge the extensive influence we have on various aspects of society, encompassing economic, social, and environmental dimensions.
In pursuit of achievable and positive long-term goals for our people and the wider community, we have categorized AYA Bank's Corporate Social Responsibility into five key areas:
Healthy Lifestyle
We advocate for and actively promote initiatives that contribute to a healthy lifestyle, supporting the well-being of individuals and communities.
Gender Equality
We are committed to fostering gender equality and ensuring an inclusive and diverse environment within the bank and the communities we serve.
Corporate
Digital Responsibility
Recognizing the significance of the digital age, we embrace responsible digital practices and promote digital literacy to benefit society.
Financial Inclusion
We strive to enhance financial inclusion, empowering individuals, and businesses to access financial services and opportunities.
Community Engagement
We actively engage with communities, investing time and resources to address their specific needs and contribute positively to their development.
By upholding these principles of Corporate Social Responsibility, AYA Bank aims to play a constructive role in creating a better and more sustainable future for all.
Our CSR Approach to Healthy Lifestyle - Health, Happiness, and Harmony
At the core of our success lies the well-being of our people, who serve as the foundation of our achievements. As part of our Corporate Social Responsibility (CSR) commitment, we strive to create and foster a healthy living environment for both our employees and the broader community, aiming to maximize the benefits of good health.
We firmly believe that cultivating healthy habits can significantly enhance mood, creativity, and productivity. Thus, we actively encourage our employees and the community to adopt and maintain healthy and active lifestyles, reaping the long-term advantages that contribute to overall well-being.
Our approach to promoting well-being encompasses various aspects:
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Emotional Well-Being: We prioritize the emotional well-being of our employees by fostering practices that promote stress management, relaxation techniques, resilience, self-love, and the cultivation of positive emotions. |
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Physical Well-Being: We are dedicated to improving the physical well-being of our workforce and the community through the promotion of healthy living habits and regular exercise. |
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Workplace Well-Being: We go above and beyond to create a work environment that aligns with the interests, values, and life purpose of our employees, ensuring a sense of meaning, happiness, and professional enrichment. |
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Social Well-Being: We place great emphasis on fostering effective communication, meaningful relationships, and strong support networks to combat loneliness and nurture social well-being. |
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Societal Well-Being: We actively engage with the community to contribute to its growth and prosperity, promoting a thriving culture and environment. |
Through these comprehensive efforts, we aim to build overall well-being that encompasses the harmonious functioning of emotions, body, social networks, life purpose, and community, ultimately creating a healthier, happier, and more vibrant society for everyone involved.
Our CSR Approach to Gender Equality – Careers Have No Genders
Gender equality is not only a fundamental human right but also a crucial factor in achieving peaceful and sustainable societies while unlocking the full human potential. At AYA, we firmly believe in treating everyone equally, providing equal opportunities for all to contribute to the organization's and the nation's development. Our commitment to gender equality ensures a harmonious and productive working environment, leading to the creation of peaceful societies.
To promote gender equality within our organization, we have implemented various measures to reduce gender bias during recruitment, selection, and allocation of career development opportunities. Our goal is to ensure equal access to employment and positions of leadership and decision-making at all levels. We have taken steps to enhance accountability and transparency in opportunities provided to both men and women.
Through our unwavering dedication to gender equality, we have achieved a balanced representation of male and female staff across different levels of the organization. At the operational level, we have 46% male and 54% female employees. At the managerial level, the ratio stands at 34% male and 66% female. Furthermore, at the strategic level, we have 65% male and 35% female representation. Overall, our collective workforce comprises 45% male and 55% female members.
We firmly believe that fostering gender equality not only empowers individuals but also enriches the organization's capabilities and contributes to a more equitable and progressive society. As we continue to uphold these principles, we are dedicated to fostering an inclusive environment that values and respects the contributions of every individual, regardless of gender.
Corporate Digital Responsibility - Fostering Responsible Digital Transformation
In the era of digitalization, which has revolutionized the way we produce, work, and cooperate, banking institutions like ours must actively contribute to the development of new values and innovative digital solutions to meet the evolving needs of people in the virtual age.
As part of AYA Bank's digital transformation journey, we have embraced both digitalization and digitization processes, integrating cutting-edge technologies throughout the Bank's operations to drive fundamental change. This transformation aims to enhance efficiency, increase business agility, and create new value propositions for our employees, customers, and shareholders. Our corporate social responsibility approach, aligned with our digital transformation, paves the way for new and improved solutions that elevate customer experiences, foster employee innovation, and keep us ahead of the curve.
In this digitally interconnected society, Corporate Digital Responsibility and Digital Ethics are integral concepts guiding our responsible digitization practices. We uphold a set of practices and behaviors that ensure the integrity of our banking business while using data and digital technologies in socially, economically, and environmentally responsible ways.
Our guiding principles are as follows:
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Digital Ethics: While we recognize the advantages of using personal data for innovation in banking services, product development, and marketing, we are steadfast in protecting consumer data, building trust, and advancing our banking business responsibly. |
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Digital Stewardship: We take personal data stewardship seriously and align our practices with the expectations of our customers. Our approach to information management is proactive and sustainable. |
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Digital Transparency: We prioritize transparency in our use and storage of personal data, ensuring customers have a clear understanding of how their data is utilized. |
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Data Empowerment: We empower our customers by granting them greater control over their data. Through data analytics, we assist customers in making well-informed decisions. |
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Digital Literacy: We actively educate and support individuals, societies, and communities in using digital banking applications safely and securely. |
As we continue this transformative digital journey, AYA Bank remains committed to leveraging technology responsibly and ethically, delivering meaningful and positive impacts for all our stakeholders.
Accelerating Financial Inclusion - Empowering Access to Financial Services
Financial Inclusion is a vital aspect of achieving national economic and social development, as it ensures universal access to a diverse range of financial services at affordable costs. At our core, as a responsible corporate entity, we recognize the significance of extending financial services to those who remain underserved, partnering with financial institutions to make accessible and affordable solutions available to all.
The recent Covid-19 crisis has underscored the urgency to further embrace digital innovations in promoting financial inclusion. Our ongoing efforts focus on deploying cost-effective digital channels to cater to the financially excluded and underserved populations, tailoring services to their specific needs. The advent of mobile banking services has played a transformative role in propelling financial inclusion in Myanmar, facilitating payments and savings through mobile phones, creating substantial progress in this endeavor.
As we embark on our journey towards sustainable growth, we understand the pivotal role financial institutions play in advancing financial inclusion. We aim to take a more direct, personalized, and socially responsible approach to enhance our fundamental role in the following ways:
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Accelerating Digital Payments: We actively promote and facilitate digital payment systems to enable seamless and secure transactions, bridging the gap for those previously excluded from the financial ecosystem. |
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Supporting Government Initiatives for MSME Credit: We wholeheartedly support the government's efforts to increase credit supply to Micro, Small, and Medium Enterprises (MSMEs), playing a pivotal role in fostering their growth and contribution to the economy. |
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Leveraging Cash Electronic Interfaces: We harness the potential of cash electronic interfaces such as Point of Sale (POS) terminals, ATMs, and mobile cash-in cash-out agents to provide convenient access to financial services, particularly for individuals residing in remote areas. |
By prioritizing financial inclusion and embracing digital advancements, we aim to empower individuals and communities with enhanced access to financial services, thus driving sustainable development and commendable outcomes for our country as a whole.
Uniting People, Creating a Brighter Future - Our Commitment to Inclusive CSR
At AYA Bank, we firmly believe in building an inclusive organization that places the well-being of our community at the forefront of our priorities. Consequently, our Corporate Social Responsibility (CSR) activities have evolved into a powerful tool to support sustainability and uplift the lives of those we serve. Since our inception, CSR has been an inherent element ingrained in our organizational culture, reflecting our commitment to making a positive impact.
Through community engagement, we empower individuals and communities to take an active role in their own well-being and contribute to decisions that shape community development. We collaborate with local educational institutions, offering financial assistance, continuous learning programs, and flexible working arrangements to support the education and growth of the younger generation.
In the healthcare sector, we work closely with local hospitals, dispensaries, and civil society organizations, regardless of their status, to provide vital healthcare services to the public. Our philanthropic initiatives encompass various areas of need, amplifying our dedication to creating a positive change in society.
Our focus on youth and women footballers reflects our commitment to the holistic development of Myanmar football, creating opportunities for aspiring talents to shine.
Furthermore, we encourage our employees to actively participate in community service initiatives organized by the Bank. From environmental efforts like tree planting to campaigns for safety and health, our team engages in various activities aimed at supporting the community's well-being.
Our CSR activities are predominantly implemented directly or through the Ayeyarwady Foundation, ensuring impactful interventions that address the community's needs. During the challenging times of the COVID-19 pandemic, AYA Bank and the Ayeyarwady Foundation took decisive action to combat its impact. Notably, we set up a temporary COVID-Care Hospital with a capacity of over 500 beds and 100 medical staff and volunteers in Thuwanna, Yangon, to provide care for coronavirus-infected patients.
Throughout our CSR journey, we have engaged in socio-economic development activities across sectors such as education, health, environment, disaster response, and microfinance, contributing to the well-being of the community we proudly serve.
As part of its ongoing commitment to environmental sustainability and community development, AYA Bank successfully organized its annual Monsoon Tree Planting Campaign at Pan Pyo Latt Philanthropic School (Monastery) in Bago Township on 17th July 2026.
Now in its fifth consecutive year, the initiative brought together U Myint Zaw, Vice Chairman of AYA Bank PCL, U Soe Htaik Aung, Chief Technology Officer, senior executives, and a dedicated team of 250 staff volunteers, reaffirming the Bank's commitment to creating a greener and more sustainable future.
Guided by AYA Bank's environmental tagline, "Heal the Planet, One Tree at a Time" participants planted more than 600 Acacia tree saplings at the designated planting site. During the event, the Principal Sayadaw shared an inspiring message with participants, saying, "Every tree planted is a step toward a healthier world." His words underscored the collective responsibility of individuals and organizations to protect the environment through meaningful and sustained action.
In addition to the tree-planting activity, AYA Bank extended its support to the local community by providing lunch for more than 100 children at Pan Pyo Latt Philanthropic School. The Bank also presented a cash donation to the Principal Sayadaw to support community initiatives.
AYA Bank believes that sustainable development is achieved through collective action and long-term commitment. By combining environmental stewardship with community support, the Bank continues to create lasting positive impact while encouraging employees and stakeholders to take part in building a greener, healthier future for Myanmar. Through initiatives such as the AYA Bank Monsoon Tree Planting Campaign, AYA Bank remains dedicated to advancing its corporate social responsibility efforts, nurturing communities, protecting the environment, and living its promise to "Heal the Planet, One Tree at a Time."
AYA Bank is proud to announce its role as the Title Sponsor of the AYA Tri Nations Cup 2026, with AYA Pay joining as Main Sponsor, reaffirming AYA Bank’s long-standing commitment to the development of football in Myanmar.
The sponsorship was formalized through an official signing ceremony attended by Daw Jasmine Thazin Aung, Chief Executive Officer of AYA Bank, U Nay Lin Htut, Chief Business Officer of AYA Bank, U Htate Kun Naung Myint Wai, Vice President of the Myanmar Football Federation (MFF), and U Tun Tun Aung, General Secretary of MFF.
The AYA Tri Nations Cup 2026 will feature the national women’s teams of Myanmar, Thailand, and Uzbekistan. Competing in a round-robin format, each team will play two matches, with the team earning the highest number of points crowned champion. The tournament serves as a platform to promote sporting excellence, strengthen regional friendship, and celebrate the continued growth of women’s football.
As a longstanding supporter of Myanmar football, AYA Bank remains committed to advancing the sport at every level and creating opportunities for athletes to excel on the international stage. Through the AYA Tri Nations Cup 2026, AYA Bank proudly reinforces its belief in supporting every goal from athletic achievement and sporting excellence to the broader aspirations of communities across Myanmar.
The tournament also reflects AYA Bank’s commitment to women’s football development, building on its continued support for women’s football initiatives and the Myanmar Women’s National Team.
Through partnerships such as the AYA Tri Nations Cup 2026, AYA Bank remains dedicated to creating positive impact beyond banking and supporting initiatives that contribute to national development, community well-being, and the advancement of sport in Myanmar.
မြန်မာ့ဘောလုံးအားကစား ဖွံ့ဖြိုးတိုးတက်ရေးကို ရှေ့ဆောင်ပံ့ပိုးလျက် ဧရာဝတီဘဏ်မှ “AYA Tri Nations Cup 2026” ၏ Title Sponsor အဖြစ် ဂုဏ်ယူစွာ ပါဝင်
မြန်မာနိုင်ငံဘောလုံးအဖွဲ့ချုပ် (MFF) နှင့် AYA Bank တို့ ပူးပေါင်းစီစဉ်သည့် “AYA TRI NATIONS CUP 2026” Official Kick-Off Event နှင့် Title Sponsor၊ Main Sponsor စာချုပ် လက်မှတ်ရေးထိုးခြင်း အခမ်းအနားကို မေလ (၃၀) ရက်နေ့က သုဝဏ္ဏ ဘောလုံးကွင်း၌ အသင်းသားများ၊ တာဝန်ရှိသူများနဲ့ အတူအောင်မြင်စွာ ကျင်းပခဲ့ပါသည်။
အခမ်းအနားမှာ Title Sponsor ဖြစ်သည့် ဧရာဝတီဘဏ်၏ Chief Executive Officer ဖြစ်သူ ဒေါ် Jasmine သဇင်အောင်က ပြိုင်ပွဲဖြစ်မြောက်ရေးအတွက် ပါဝင်ပူပေါင်းခဲ့ခြင်း ရည်ရွယ်ချက်နှင့် တဖက်တလှမ်းမှ ပံ့ပိုးကူညီရန် အခွင့်အလမ်းရရှိခြင်းအတွက် ကျေးဇူးအထူးတင်ရှိကြောင်း ရှင်းလင်းပြောကြားခဲ့ပြီး၊ မြန်မာနိုင်ငံဘောလုံးအဖွဲ့ချုပ် (Myanmar Football Federation – MFF)မှ အထွေထွေအတွင်းရေးမှူး ဦးထွန်းထွန်းအောင်က ကျေးဇူးတင်စကား ပြန်လည်ပြောကြားခဲ့ပါသည်။
ဧရာဝတီဘဏ်မှ Title Sponsor အဖြစ်လည်းကောင်း၊ AYA Pay မှ Main Sponsor အဖြစ်လည်းကောင်း ပါဝင်ပံ့ပိုးထားသည့် သဘောတူစာချုပ်ကို ဧရာဝတီဘဏ်မှ Chief Executive Officer ဒေါ် Jasmine သဇင်အောင် နှင့် ဦးနေလင်းထွဋ် (Chief Business Officer)၊ မြန်မာနိုင်ငံဘောလုံးအဖွဲ့ချုပ်မှ ဒုတိယဥက္ကဌ ဦးထိပ်ခွန်နောင်မြင့်ဝေနှင့် အထွေထွေ အတွင်းရေးမှူး ဦးထွန်းထွန်းအောင် တို့ အပြန်အလှန် စာချုပ်ချုပ်ဆိုကာ လက်မှတ်ရေးထိုးခဲ့ကြပါသည်။
ယခုပြိုင်ပွဲကြီးတွင် ပါဝင်ယှဉ်ပြိုင်ကြမည့် မြန်မာ၊ ဥဇဘက်ကစ္စတန်နှင့် ထိုင်းနိုင်ငံ လက်ရွေးစင်အသင်းများ၏ သုံးနိုင်ငံကြား အားကစားစိတ်ဓာတ်မှတစ်ဆင့် ပိုမိုခိုင်မာသော ဆက်ဆံရေးတည်ဆောက်နိုင်မည့် အခွင့်အလမ်းကောင်းတစ်ခုဖြစ်ပါသည်။ ပွဲစဉ်များကို ၂၀၂၆ တွင် ဇွန်လအတွင်း ကျင်းပမည်ဖြစ်ပြီး (၃) ရက်နေ့တွင် မြန်မာနှင့် ဥဇဘက်ကစ္စတန်၊ (၆) ရက်နေ့တွင် ထိုင်းနှင့် ဥဇဘက်ကစ္စတန်၊ (၉) ရက်နေ့တွင် မြန်မာနှင့် ထိုင်းနိုင်ငံ လက်ရွေးစင်အသင်းတို့ ယှဉ်ပြိုင်ကြမည် ဖြစ်ပါသည်။ မြန်မာ့အမျိုးသမီး ပရော်ဖက်ရှင်နယ် ဘောလုံးလက်ရွေးစင်အသင်း အပြည်ပြည်ဆိုင်ရာ ပြိုင်ပွဲစင်မြင့်ထက်သို့ လှမ်းတက်ပြီး အောင်မြင်မှုများဆွတ်ခူးနိုင်ရန် ဧရာဝတီဘဏ်အနေဖြင့် ရေရှည်အစဉ်တစိုက် အပြည့်အဝ ပံ့ပိုးကူညီပေးလျက်ရှိပါသည်။
AYA Bank, in collaboration with AIA Myanmar and the Myanmar Football Federation (MFF), proudly hosted the “AYA Game Plan with - AIA Score with Spurs” programme on 3rd May 2026 at the MFF Academy Artificial Turf in Yangon.
The one-day programme was specially designed for young football players aged 10 to 15 participating in the MFF Summer Football Skills Course 2026 (Batch 2). Through this initiative, participants had the valuable opportunity to train under International Development Coaches from the “Score With Spurs (AIA Coaching Clinic 2026)” programme arranged by AIA Myanmar.
The programme aimed to nurture the next generation of football talent in Myanmar by providing world-class coaching experiences that strengthened technical football skills, discipline, teamwork, leadership, and self-confidence. Throughout the training sessions, management representatives from AYA Bank, AIA Myanmar, and MFF actively engaged with and encouraged the young participants, creating an inspiring and supportive learning environment.
The event was attended by Daw Jasmine Thazin Aung, Chief Executive Officer of AYA Bank, reaffirming the Bank’s long-standing commitment to youth empowerment and grassroots football development in Myanmar. Also in attendance were U Nay Lin Htut, Chief Business Officer of AYA Bank; Mr. Ching Ing Chian, Chief Executive Officer of AIA Myanmar; Daw May Myat Thu, Chief Partnership Distribution Officer; U Si Thu Win, Deputy General Secretary of Myanmar Football Federation; together with senior representatives from AYA Bank, AIA Myanmar, and MFF.
During the ceremony, Daw Jasmine Thazin Aung presented tokens of appreciation to the international coaches in recognition of their dedication and contribution to youth football development in Myanmar. U Nay Lin Htut also delivered an appreciation speech, expressing gratitude to partner organizations, coaches, and all individuals who contributed to the successful implementation of the programme.
As part of the event, seven outstanding participants from the MFF Summer Football Skills Course 2026 (Batch 1) were awarded the opportunity to attend the AIA-Spurs Football Camp in Koh Samui, Thailand. The selected young players will gain international exposure and advanced football development experiences, further supporting their athletic growth and future aspirations.
As the Main Sponsor and long-term partner of the Myanmar Football Federation, AYA Bank continues to play an active role in supporting both grassroots and national football development initiatives across Myanmar. Through programmes such as “AYA Game Plan,” the Bank extends its commitment beyond the field by promoting youth engagement, healthy lifestyles, and accessible financial education through digital platforms.
The collaboration between AYA Bank, AIA Myanmar, and MFF reflects a shared vision of empowering young people, fostering sporting excellence, and strengthening Myanmar’s football ecosystem for future generations.
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