An interest-bearing account where individuals and joint customers can deposit, withdraw and transfer anytime, anywhere.


Start saving with initial deposit MMK 1,000.

Receive interest 6.25% per annum.

Receive interest monthly.


A minimum opening deposit is MMK 1,000.

Account owner needs to visit nearest AYA branch with his / her original NRC and finished saving passbook.

They will need the recipient's full name and bank account number to complete the deposit.

You must go to the nearest branch and apply in person.

Upon your requirement, you can easily open another account with the same NRC information.

Account holder can visit nearest branch to request account statement or able to check statement on AYA iBanking and mBanking.

You can check your account balance by using AYA i-Banking/m-Banking service (or) check at an ATM with ATM Card (or) check at nearest branch with NRC and saving passbook.

Account owner needs to visit nearest branch with NRC and saving passbook to request Bank Certificate (Balance Confirmation). Service charges will be MMK 10,000 per request.