A Full Service Bank

AYA Bank is a leading private sector bank in Myanmar. The Bank was licensed by the Central Bank of Myanmar as a development bank on 2nd July 2010 and relicensed under the Financial Institutions Law 2016 as a full service bank. Registered as a Private Company Limited by Shares on 14th July 2010 and established on 11th August 2010, AYA Bank has been part of promoting the stability of financial system of the nation.

To create long-term growth, value and sustainability, AYA Bank was reincorporated as a Public Company Limited on 30th December 2022. The Bank is committed to the strategic roadmap of going public with higher level of transparency, financial rigor, stringent reporting deadlines and compliance requirements. This transition from private to public intends to distribute ownership among general public shareholders in the future and allows them to reap the benefits of a business's success by delivering strong returns.

Headquartered in Yangon, AYA Bank is serving individuals, small- and middle-market businesses, large corporations, and government sector with extensive branch network across the country. Our comprehensive network does not end local, and we are connected to the wider Asia region and global.

AYA Bank is the country’s one of the largest banks with almost (3) million customers and (260) branches. Our large and loyal customer base has been one of the key drivers of our success, allowing us for rapid growth over the years. The Bank focus on deepening relationships with customers, providing best-in-class customer service, and leveraging technology as the enabler to rapidly expand the customer base.

Corporate Information

Native Name



Founded In


Founder/Key Person

U Zaw Zaw
(Founder and Chairman)

Key Person

Daw Khin Saw Oo
(Executive Chairman)




Financial Services


Yangon, Myanmar


Your Trusted Partner



Leading Capabilities

7 Trillion MMK

Assets *

334 Billion MMK

Equity *

140 Billion MMK

Paid Up Capital *


Branches *


ATMs *


Exchange Counters *

Over 6,500

Employees *

* As at March 2024

A Driver of Growth

We make financial lives better through our focus on responsible growth. We take the initiatives to provide customers with financial solutions for their personal and business needs, and to support the community. Our primary business strategy is to provide comprehensive banking and related financial solutions through the initiatives of enabling growth and enriching lives.

Taking the drive to cashless transactions and payments, AYA Bank has transformed 52% of active customers to Digital Banking. The Bank consistently creates significant value to strategic investment partners, driven by digitalization, human resource development, innovative products and services across all customer segments.

Business Practices

AYA Bank aims to have an overall positive impact on financial sector as well as social and environment through responsible practices, align with our Code of Business Conduct, effective governance and risk and compliance framework. We grow as a responsible business at the strategic, portfolio and transactional levels and across all business areas with following key highlights,

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Shareholding Information

AYA Bank is organized independently as a stand-alone business and has been operating with its own culture, management structure, business structure and legal structure.It is incorporated with shares, owned by following shareholders:

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