We firmly believe that the essence of economic sustainability in business involves conducting our operations responsibly, optimizing our bottom line without inflicting harm on the environment and society that surround us. It is our mission to create a business model that is not only profitable for the Bank but also holds itself accountable, adheres to ethical standards, and contributes positively to society and the environment.

In every facet of our operations, we exemplify our commitment to responsible functioning and positive impact generation. Our focus is on fostering the long-term social, cultural, and financial wellbeing of Myanmar by incorporating elements like:

  • Long-term planning
  • Cost optimization
  • Empowering Myanmar's Small and Medium Enterprises (SMEs)
  • Focusing on retail banking

Long-term Planning - The Cornerstone of Sustainability

We are committed to paving a path for sustainable and equitable development, leading to opportunities for the communities we serve. This involves setting clear goals, charting the Bank's roadmap, and driving long-term economic sustainability initiatives. We are vigilant in identifying potential risks and opportunities while maintaining effective relationship-building and strategic communications with key internal and external stakeholders.

This ensures that the Bank's long-term strategic objectives are seamlessly integrated and realized across all our business operations.

Cost Optimization - A Key Driver towards Sustainability

In competent organizational management, sustainability and cost optimization complement each other. Particularly in stringent economic conditions, strategic cost optimization becomes critical to accelerate progress towards sustainability goals. We conduct comprehensive financial impact analysis, assessing cost-effectiveness, performance optimization, and growth potential.

By harmonizing business objectives with budget considerations, we endeavor to create a cost-effective operational environment, continuously seeking ways to cut unnecessary expenditures and enhance operational efficiencies.

Empowering Micro, Small, and Medium Enterprises – Overcome Economic Challenges

We acknowledge that MSMEs form the nation's primary economic engine, serving as significant drivers of employment generation and development. Their economic and social impact on the community is profound. Myanmar, rich in natural resources and primarily reliant on agriculture and livestock breeding, can reap tremendous benefits if MSMEs efficiently utilize these resources.

In our mission to stimulate the nation's economy and catalyze the progressive growth of MSMEs, we are dedicated to ensuring smooth business operations and enhancing capital availability for MSMEs.

Focus on Retail Banking - Tailoring Services to Customers' Needs

The retail banking sector in Myanmar is evolving rapidly. We are committed to offering an extensive range of retail banking services as a "One-stop-shop retail banking destination" that caters to the public's needs, both in developed and emerging markets. With a robust network of 262 branches nationwide, we ensure on-site customer service for all retail banking requirements.

In this digital age, we stay abreast of technological changes and offer our services through online portals and mobile applications, thereby limiting the necessity for customers to visit branches physically and influencing key investment decisions for the Bank.