To meet your child’s learning goals, AYA Education Loan provides financial support for completing Diploma, Degree and Post Graduate programs from our partner institutions - Local Private Bordering Schools, Universities and International Schools.

Why Choose AYA Education Loan?

Apply at any AYA branch with minimum down-payment and 13% interest per annum.

Quick and smooth process

Fixed monthly installment plan

Loan tenor up to 5 years

Borrow up to 80% of Program fees from MMK 500,000 to MMK 30,000,000

Eligibility

Primary applicant must be Myanmar citizen and age 18 and above. (Under-age students will require co-applicant who must be Myanmar citizen and student’s spouse, sibling or parent)

Primary Applicant (or co-applicant) must have stable and reasonable monthly income

Guarantor must be Myanmar citizen who is student’s spouse, sibling, parent or colleague (minimum 21 years old)

How to apply

STEP - 1

Enquire at nearest Branches

STEP - 2

Choose your University at Partner Institutions

STEP - 3

Keep required documents ready and apply

STEP - 4

Building your future with AYA Education Loan

STEP - 5

Monthly Instalment Payment to Bank

Explore options available to position your child’s education journey with our partner institutions

Myanmar Imperial University (MIU)

Myanmar Metropolitan College (MMC)

Strategy First University (SFU)

Crown Education

HCIS / LCIS

Victoria University College

London Business Academy, Mandalay

iNet College

British University College

Yangon Academy International School

Y.E.C Learning Center

Gusto University

YIUS Pre-University Level Studies

Upon your successful submission of AYA Education Loan Application Form along with required documents to the bank, approval process could take up to 5 Working days. Once approved and you agree on the terms and conditions of the AYA Education Loan, you will be contacted to visit AYA Bank with your guarantor to deposit the required down payment for the program fees.

Required Documents

  • Completed application form
  • NRC of main applicant/co-applicant and guarantor
  • Ward Administration Recommendation Letter
  • Household Member List
  • Income documents of main applicant (co-applicant if any)

For Salaried applicants

  • Letter of Employment or Contract
  • Pay Slips (Past 3months) (applicant & co-applicant)
  • Bank Statement (Past 3months) (applicant & co-applicant)

For self-employed applicants

  • Business License/Contract
  • Other source of income
  • Past 3 months Bank Statements

Interest Rates and Fees

Service Charges Fee NIL
Interest Rate As low as 13%
Cancellation Fee No cancellation fees or charges. Your loan repayment must be paid up in full upon your cancellation request or you can repay monthly until your last payment has been made.

Find more about AYA Education Loan at

Quick look

To meet your child’s learning goals, AYA Education Loan provides financial support for completing Diploma, Degree and Post Graduate programs from our partner institutions - Local Private Bordering Schools, Universities and International Schools.

Why Choose AYA Education Loan?

Apply at any AYA branch with minimum down-payment and 13% interest per annum.

Quick and smooth process

Fixed monthly installment plan

Loan tenor up to 5 years

Borrow up to 80% of Program fees from MMK 500,000 to MMK 30,000,000

Eligibility

Primary applicant must be Myanmar citizen and age 18 and above. (Under-age students will require co-applicant who must be Myanmar citizen and student’s spouse, sibling or parent)

Primary Applicant (or co-applicant) must have stable and reasonable monthly incomee

Guarantor must be Myanmar citizen who is student’s spouse, sibling, parent or colleague (minimum 21 years old)

How to Apply

STEP - 1

Enquire at nearest Branches

STEP - 2

Choose your University at Partner Institutions

STEP - 3

Keep required documents ready and apply

STEP - 4

Building your future with AYA Education Loan

STEP - 5

Monthly Instalment Payment to Bank

Explore options available to position your child’s education journey with our partner institutions

Myanmar Imperial University (MIU)

Myanmar Metropolitan College (MMC)

Strategy First University (SFU)

Crown Education

HCIS / LCIS

Victoria University College

London Business Academy, Mandalay

iNet College

British University College

Yangon Academy International School

Y.E.C Learning Center

Gusto University

YIUS Pre-University Level Studies

Upon your successful submission of AYA Education Loan Application Form along with required documents to the bank, approval process could take up to 5 Working days. Once approved and you agree on the terms and conditions of the AYA Education Loan, you will be contacted to visit AYA Bank with your guarantor to deposit the required down payment for the program fees.

Required Documents

  • Completed application form
  • NRC of main applicant/co-applicant and guarantor
  • Ward Administration Recommendation Letter
  • Household Member List
  • Income documents of main applicant (co-applicant if any)

For Salaried applicants

  • Letter of Employment or Contract
  • Pay Slips (Past 3months) (applicant & co-applicant)
  • Bank Statement (Past 3months) (applicant & co-applicant)

For self-employed applicants

  • Business License/Contract
  • Other source of income
  • Past 3 months Bank Statements
Service Charges Fee NIL
Interest Rate As low as 13%
Cancellation Fee No cancellation fees or charges. Your loan repayment must be paid up in full upon your cancellation request or you can repay monthly until your last payment has been made.

Find more about AYA Education Loan at