Bank from your mobile anytime, anywhere

AYA Mobile Banking will allow you manage your money easily and securely at your convenient time and place. You can manage your accounts and credit cards, transfer money and pay bills at ease with a few simple steps. Discover how banking can be made quick and safe!

Why Use AYA Mobile Banking?

Quickly Check Your Balance

You can check your account balances and transaction history on your mobile device with just a finger tap.

Manage Credit

Easily check your credit card’s transaction history, balance, limit and make repayments. Mobile app provides convenient card controls to disable your credit card if you've lost/stolen and enable it once you find it.

Prepaid Cards

Simple loading of AYA Visa Prepaid card on mobile app. You can top-up card and make balance enquiry from your mobile banking.

Secure Transactions

Keep your transactions secure with additional authentication via “OTP token” or “SMS OTP” and get notified when money goes in or out of your account.

Easy Transfer and Payments

Move money between your AYA Bank accounts, send money to friends, family and others, foreign exchange transfer, make payments for bills, tax, AYA credit cards, top-up mobiles and QR payments.

Multifunction Loan for you

Link your Personal Financial Management (PFM) on mBanking 2.0

Make your personal goal and aim for your family with our quick, flexible financing service. Get your hire purchase of automobile or mortgage information and status immediately at your fingertips.

You can get your loan, paid amount and next payment status anytime by simply logging in to your mBanking 2.0.

Quickly Scan and Pay

Make payments effortless and seamless!

Scan QR is the Ultimate everyday for getting goods, appliances, services, and ordering meals and more at AYA Merchant.

It’s easy for you to get your everyday needs, and it would enable cashless transactions at AYA Merchant.

AYA Merchant can receive your every interactive transaction instantly and securely with a digital banking experience with AYA Bank.

Cardless withdrawal

You can withdraw money at any AYA ATM without your bank card by initiating ATM cardless withdrawal straight.

How to Apply

You can easily register AYA Mobile Banking Service at any AYA Branches. Alternatively, you can apply online here. Our application is available to personal and business banking customers. You will need iOS or Android devices.

Download the APP Now

On your mobile or tablet, download AYA Mobile Bankng here.

Need more support?

Read our AYA Mobile banking 2.0 user guide

Need more support?

Read our AYA Mobile banking 2.0 user guide


To get i-Banking / m-Banking service that can be linked to your AYA Bank Account/Card Account, you can apply at nearest branch by filling AYA i-Banking / m-Banking Application form. You will need to bring only your saving book and NRC Card. Altnernatively, you can apply online at with your details without having to visit the branch.

On your mobile or tablet, you can download 'AYA m-Banking 2.0 Version' application at 'Play Store' for Android and 'Apple Store' for iOS.

With AYA i-Banking, the maximum transaction limit for one transaction is MMK 50 million and a user can transfer up to MMK 150 million per day.
With AYA m-Banking, the maximum transaction limit for one transaction is MMK 20 million and a user can transfer up to MMK 100 million per day.

In the event of forgetting your i-Banking / m-Banking password, you can either apply new password at nearest branch by bringing NRC Card and saving book (or) reset password yourself at m-Banking 2.0.

You can change your m-Banking password by logging to AYA m-Banking application and accessing 'Change password' option under 'AYA m-Banking Settings' menu on the upper left corner of main page. New m-Banking password shall include capital letter, small letter, special letter (for example - @!#), and numbers (or) characters.